Take the Leap was born out of a desire of both Jonathan and Nicole to help people get control of their finances and transform their lives. Life was meant to be lived to the fullest and everyone deserves to live without the burden of financial issues weighing them down.
When I was a senior in high school, I graduated at the top of my class. I excelled in math and science courses and knew I wanted a good paying job out of college, so I thought becoming an engineer was the logical major. I attended Western Michigan University and completed my Bachelors in Engineer Sciences.
After graduating college, like most people, I started my first job with more student loan debt than I knew what to do with. That was the point where I felt defeated and knew I had a lot of work to do if I was ever going to be able to buy a house and dig myself out of debt. It was at that point where I began reading books, blogs, and listening to podcasts about managing finances and the best approaches to pay off debt.
I worked as an engineer for almost 5 years and knew I did not enjoy the constant calculations and CAD work that the job entailed. I decided to make a major career change into project management where helping my clients out was a much better fit for me, but still was not my passion. I started spending nights and weekends helping friends and family with budgeting and finances. That was when a light went off, my greatest joy is helping people navigate through the muddy waters of debt payoff to reach a point of financial security. Both my husband and I have worked hard to learn these lessons ourselves; getting out of debt and focusing on complete financial freedom and investing for our future. We both love helping people reach their goals to live their best lives and that is how Take the Leap Financial Coaching was born. You only get one life and it is important to live it to the fullest!
Uncertain of what major to choose in college, I decided on my love of exercise and obtained a degree in Exercise Science from Western Michigan University. Quickly, I realized my career options were few. Not long after, I obtained a job working at a bank in a call center where my interest in finance started to take shape. From there, I made the decision to go back and get my M.B.A., as I figured it would provide me more career options. I was correct, that it did. However, I added on to my already sizeable amount of student loan debt.
I stuck with banking for awhile, but moved to being a Credit Analyst at a local bank, then continued the same path after our move from Michigan to Colorado. I eventually left banking, but continued with credit analysis. The career field has allowed me to think from a risk perspective in analyzing business financials, individual's debt-to-income ratios and other circumstances pertaining to a multitude of various financial situations.
Over the last several years, I've gained considerable interest in personal finance, listening to podcasts, reading articles and taking in as much information as I can regarding the subject. A passion for budgeting, frugality, saving, investing and all things finance was born. As time went on, I looked around and saw that so many people struggle financially and I wanted to utilize my knowledge and help.
Realizing that we only get one chance at this life, I didn't wanted to spend my time in a cubicle, living the rat race. There were many other things I wanted to see and do. My wife Nicole and I brainstormed our vision for our life and our future, and Take the Leap LLC was born. We are excited to share our passion, to help others achieve their goals and dreams!